Hmm... I borrowed $6,700 for my undergraduate education, and I paid off $6,700. I owe nothing.
Someone who cannot pay off the loan and whose remaining debt is higher than the original loan—after having already paid a sum that is higher than the original loan—is doing something drastically wrong. Did she finance her loan through payday lenders, or what?
I learned from my ex-DIL. She got her tuition free education and my son was forced to support her but she wanted to have a nice car, a nice house to rent, clothes, make-up and vacations so she took as much as she possibly could.
She was able to clear her maxed credit cards by going bankrupt and didn’t make a payment on her student loans until they forced her. Then, as soon as she could she re-enrolled in college to suspend the payments, she has done that twice.
In the last 15 years she has worked, part time as a waitress.
I can’t even imagine what she owes.