Has she ever financed a car or a house?
If her signage is true, she has probably ruined her credit and can’t finance a meal at Denny’s.
[ Has she ever financed a car or a house? ]
She probably bought a brand new car right after she got out of college and only paid the minimum on her student loan payment rather than driving a jalopy until the student loan got paid off....
Someone once chastised me for paying off my student loan right away, saying I was dumb because my house had a higher interest rate, I told them, well i pay 150 a month student loan plus extra when I can against principle, when I get done paying that off, I can add an additional 150 a month plus extra towards principle against the house....
The smaller the number of debts the easier it is to concentrate on paying off the largest debt...