[Jim Noble]

Get the gubermint out of “Student Loans” (they are really for the faculty and administration...)

Student loans are 100% of the problem.

Step one: No more Federal guaranteed loans, for any reason. Want taxpayer college money, go to West Point.

Step two: Make any college or university accepting borrowed money for tuition or books co-sign the loan.

Step three: Make any loan for the purposes of tuition or books dischargeable in bankruptcy.

[Paladin2]

Step two is brilliant.

[kearnyirish2]

Affirmative action is a large part of the problem; many of the “students” are unqualified semi-literates put there by the government in the hopes they won’t breed.