If I lived in a mountain valley anywhere in the Appalachians, I’d be very wary of going without flood insurance if I lived on the valley floor by the creek or river. It’s much better than it once was as far as flooding, but that water is going to go somewhere and that somewhere is down into the valleys. I think I would rather have a nice, high view of town from up the mountain but then you have winter challenges as far as getting in and out.
and all of WV is one mountain valley or another