More people need to dump this dependence and go to Health Shares. We love Liberty Health Share. Sure, you may have to fork out $ to see your doctor until deductibles are met, but that is true for your car insurance too. No one should pay for your troubles but you. It definitely makes you care about what tests cost, and treatments. And NO ONE IS USED TO THIS. My son needed an X Ray, and since I had to front the $, I asked how much the X Ray at the small hospital was going to cost. NO ONE HAD A CLUE. They made me call some headquarters somewhere and they couldn’t help. You need to know what your service will cost. Your plumber and contractor give you an estimate. WELL, IN THE MEDICAL WORLD, they don’t. They don’t have to. Patients don’t care. Thus patients are extremely wasteful. It’s smarter to pay for service with some catastrophic coverage. After the deductible is spent in that year (by any combo of family members), 100% of your costs are then covered by Liberty.
Paying $18k/annual for the family. I’m hoping to set aside $12k for a catastrophic plan where the premium drops significantly. Nonetheless, it’s extortion.