The second fault is with the individual receiving the firearm without first verifying that the action is open, the chamber empty, and no rounds present in the firearm, thence handling it safely.
There is plenty of fault to go around.
If a person carries a concealed weapon, the authorities and the gun show producers insist that such people unload their guns before entering the show.
Then, when the person returns to their car, they find themselves motivated to be handling their gun and racking the slide while in their car in the parking lot. Unnecessary handling provides opportunities for human error.
I have found myself handling a gun in my car "unnecessarily" after leaving an anti-gun state and arriving in a state which recognized my permit. If my gun ever does malfunction, the most likely moment to find out is when chambering a round during reloading.
Correct, and correct.