Because 'Merica, that's why!
Why do you care what a kid does with the money he earned by his own toil?
Are you one of those nanny-staters? Because you sound like one of those nanny-staters.
You know,it would sometimes be useful for us on FR to know how old (or *about* how old) a particular person whose post catches your eye is.I think the subject of money might be a subject where that would apply.IMO money is a subject in which attitudes can be quite different between generations.
I'm much,*much* closer to the grave than to the cradle so my attitude may very well be more conservative and cautious than that of one who's noticeably younger.