Just went thru major surgery at in Network Hospital..
The only thing the Ins. Company didn’t cover completely and I have been billed for are blood tests that were sent out which doesn’t make sense to me. I was treated at an in Network Hospital.
But I aint complaining after seeing what the Ins. Company did pay...
The lab was out of network. It is important if the surgery is non-emergency surgery to find out if all providers are in network. If they are not you should be able to negotiate a reduced rate with the provider once they have gotten the payment from insurance.