Then you should do so. We pay into Social Security, and add a lot of our own money to our own savings and investments. On top of SocSec, 10% of each of our paychecks goes into our 401(K)s, and we add money over and above that to other accounts as well. It CAN be done.
I do, I'm just saying I'd rather have that 6% of my own money that the government TAKES from me!!
To clarify, having that additional 6% would be that much more I can save. Right now, that part of my income is taken from me without my consent.