I suppose this author would rather intricate monetary decisions be voted on by a 535 member board, most of whose members don’t know the first thing about banking and all of whose members are interested only in themselves.
And the handful of unknown international shysters who run the Federal Reserve are interested in you or me? I guarantee that if Congress were still running our monetary system that there would be a great many financial experts amongst them, because running the monetary system would be a major issue for Congressional candidates at election time.