Get the address and send a “no contact letter”
“Dear Creditor:
In accordance with the Fair Debt Collection Act, please do not contact me by phone, mail, e-mail, or otherwise regarding the above alleged debt.
If you do contact me, I will report your violation of the Fair Debt Collection Act to the appropriate state and federal authorities.
Thank you very much.”
Funny thing is they have told the bank not to call these places but they don’t listen. I will pass all of your comments to my friend.
Thanks.
“Dear Creditor:
In accordance with the Fair Debt Collection Act, please do not contact me by phone, mail, e-mail, or otherwise regarding the above alleged debt.
If you do contact me, I will report your violation of the Fair Debt Collection Act to the appropriate state and federal authorities.
Thank you very much.”
________________________________________
The creditor may contact you by mail. It is NOT a violation of the FDCA.
And if you do take this approach, expect mail from the creditor and their attorney.
“See you in court”.