You need to compare the original hospital bill to what your insurance company paid. I had a problem pregnancy and a C-section and the bill was 65,000. Aetna negotiated it down to about 4000. I could have paid that myself. I don’t need health insurance, I just need the negotiating team. This is why the bill for uninsureds is so high, they have to pay for all the freeloaders and all the insurance discounts.
You need to compare the original hospital bill to what your insurance company paid. I had a problem pregnancy and a C-section and the bill was 65,000.
Quite a difference in costs. I waited in 12 years of total pain to be on medicare to get the surgery because my deductable was sooooo high. I wonder if I should still contact Humana or let the hospital and medicare duke it out.