The banks? I guess you think they all meet together in a smoked filled room trying to figure out how to penetrate your tin-foiled hat?
The problem is the politicians and the policies in place and not the banks as you so direct your rage. You are a pawn of leftists who spew anti-capitalist propaganda. Dont include me in your plans, there are many of us main-stream Americans who do not buy into anti-capitalistic rants such as yours.
And it is main stream Americans as well (all of us) who have been complacent enough to allow politicians to use the markets in order to line the pockets of their cronies in groups like ACORN and GSEs like Fannie and Freddie. Americans allowed trillions of dollars of bad loans to be forced upon the banks. FULL PAGE ads were even being run by ACORN looking for takers who wanted to join them in SCREWING the banks.
Now you want to blame the banks? Where were you when they were being screwed by ACORN and the leftists of the democrat and even republican parties?
The banksters went along with the unethical schemes of the politicans. They don’t get off blaming someone else for what they did in shaking down the real estate market. They had the responsibility to say no to the unethical schemes rather than enrich themselves knowing they were bringing the economy down with the banks.