One indication that the case was pretty open-and-shut was that the other guy’s insurance company looked at the situation and settled with my sister’s estate basically immediately
Once your sister's estate settled with the other guy's insurance - then all is said and done.
Either you mis-stated the facts or you were stupid.
Guess you didn’t read the entire blog post. First of all it didn’t happen to my family. It happened to Matt Fisher (he was the author identified).
Second she contracted with Progressive for a policy that covered for under-insured motorists. Which means that Progressive has a contracted obligation to pay the estate the difference in amount to her covered value.
IMO you have an ax to grind with insurance companies, this blog post is specifically about Progressive insurance and obviously doesn’t apply to every insurance company since the other insurance company immediately paid their claim.
This is 100% about an insurance company using their lawyers to sleaze out of paying a contract obligation just because the cost of the in-house lawyers is cheaper than paying what they contracted to pay. Typical scumbag progressive, liberal thinking.
Too bad you didn’t take a little more time to understand this tragedy.
Once your sister's estate settled with the other guy's insurance - then all is said and done.
Either you mis-stated the facts or you were stupid.
I work in insurance, the coverage in questions is UNDERINSURED motorist coverage - which is specically for the difference between the other party's policy and your coverage - if the at fault party's coverage is less than yours. He may have stated "uninsured" coverage instead of "underinsured," but not sure that warranted the name calling.