An Investment Company Institute study published this month found that U.S. retirement assets totaled $18.5 trillion at the end of the second quarter 2012, of which 3.5 trillion was in IRAs and $5.1 trillion was in 401(k) plans.
With numbers like these you can see why the Government is so interested and why “thinking and reasonable” people should take these articles warning of this seriously.
Of course “Social Inertia” aka “Normalcy bias will do in 99% of those who use these financial “vehicles” for funding their retirements.