“The thing that not even my finacial advisor could understand is that the amount also depended on the age of my oldest child....somehow that figures into the amount I have to withdrawl. Its none of their greedy business is what I believe..”
They want as much money that is legally theirs via taxes, as they can get - and they constantly plan on ways to get the whole thing. By the end of the next crisis, they will fold pensions and IRAs into a “government guaranteed retirement account”... which of course they control.
To them, all money is legally theirs especially the harder we work for it. They have just been kind enough to leave us with enough to live and have a decent life. That area is now over in their perverse minds.