>> “ I’ve contacted LifeLock (where we have an account), and notified them of the breach” <<
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So much for “Lifelock.”
I thought they were supposed to be the one notifying you?
What a scam.
Not at all. There are far more egregious — and expensive ways — to commit fraud than just credit card fraud. I know of someone whose identity was misused to the point that he had problems with the IRS — without any help to navigate the mess. Lifelock does that. They also contact credit bureaus and have them send reports, monitor who might be trying to open very large accounts or mortgages in your name, etc... It’s very cheap peace of mind. Anyone can go it alone if they wish, but I wouldn’t in this day and age. I’ve seen the mess that can happen and it’s only you to try to prove your innocence. No thanks.
Question: Somebody stole my credit card number and charged thousands of dollars. Why didn’t LifeLock alert me?
"To put it bluntly, LifeLock identity theft protection does not alert you about credit or debit card fraud. We have two great reasons for this..."
I'm not sure how LifeLock would know when it was you spending on your own or someone else. I think that means they would have to alert you after you engaged in any kind of commerce with your card.