That’s pretty good. Is there a minimum? What about over $25k?
Minimum $25.00 to open account. Otherwise no minimum balance. Amounts over $25,000 earn practically 0%.
You could theoretically have another family member open a second account, but that account would have to meet the same direct deposit and debit card transaction requirements. Also, I am not sure they would let you have two of these accounts at the same address.