I used my debit card at a Target just before last Thanksgiving.
$100.00 in foreign charges showed up in March.
The bank shut my card down, issued a new debit, ATM and credit card.
They recommend using cash or the credit card now...no debit card. I did get the money back because the debit card has Visa fraud protection, but they had a direct link to my bank acct with the debit, which they won’t have with a stand alone credit card.
I’m still Leary and just use cash now, unless I buy on line, then it is the credit card, which I pay off every month like it was coming out of my acct like the debit card was.
As a result of the data breach at Michael’s, both my husband and I had to cancel a credit card and get a new one. In both of our cases, the credit card company caught on and prevented the fraudulent transactions from going through. A couple of years ago, I bought an iPad at Best Buy, and I think the employee who handled the transaction tried using my debit card to make on-line purchases; those fraudulent charges were also caught and stopped.
Any more, you have to remain vigilant. Check credit card and bank statements often, verify the transactions. Luckily you can access accounts on-line, so you don’t have to wait for statements. The cards have phone numbers on the back where you can call if something fishy shows up.
Tin Foil Alert here:
Recently, I got to thinking about the many similar security breaches that we have been hearing about lately, and I have a suspicion growing in my feeble brain.
There have been rumors for a while now that the Soros Administration is looking at ways to seize retirement accounts and savings for “wealth redistribution”. It occurred to me that all of these cyber attacks are deliberately being allowed so as to set the stage for everyone to blame such activity when the confiscation comes.