Each employer contribution has its own vesting schedule. Six years is merely the maximum period of time permitted by law for 100% vesting per contribution, it has nothing to do with how long the 401K has been active.
Each employer contribution has its own vesting schedule. Six years is merely the maximum period of time permitted by law for 100% vesting per contribution, it has nothing to do with how long the 401K has been active.That's not what the literature I've been reading on many sites, including the IRS, says. It says once you are 100% vested, everything contributed up to that point (yours and employer's), and forward from that point, is yours. It says nothing about each employer contribution having a vesting period. It says you, the employee, have a vesting period.