Have you ever heard of Jim Walter Homes? They were only finished on the outside. The assumption was the owner would finish it on the inside.
They were pleasant little houses but they had a very distinctive look and everyone immediately knew you had bought a Jim Walters home. They eventually changed the design so they didn’t stand out like a sore thumb.
Actually it was a good idea for people who could not afford anything else.
Yes. My daughter worked with Habitat for years, and the houses are more or less identifiable. They were simple, efficient but livable.
Some people did things with them, some people didn’t, and some people didn’t even pay their mortgages and lost them. This was because they were so accustomed to living in “government housing” that they didn’t realize people had to pay for their housing and do things like change the lightbulbs and buy a screwdriver to fix things.
Home Depot has all sorts of classes for first time homeowners, obviously directed at people who are becoming responsible for their own homes, and nobody ever went to them. Very frustrating!