Oh, was this thread only supposed to get replies from attorneys? Maybe put that in the title next time.
Apparently, you don't want to pay tuition, health insurance, OR legal fees.
:-)
The reason I asked about being an attorney, is that I would think that anyone giving leagal advice to someone else would want to be very careful. Actually I have gotten in the habit of being very careful of giving advice of any kind. The bars are full of blow-hards that will tell you what to do in any instance.