Insurance companies commanly issue what is called a "sight draft"...It looks similar to a check but is treated slightly differently....They may have stopped it...
You did nothing wrong.....
Check with the Insurance company as to why they reversed payment.
It's illegal to sign someone elses name. You can sign your own name if it's on file with the bank giving you authorization.
For example, I changed the name of my company, and forgot to change the name on one account. The bank would not let me deposit into that account. I had to change the name on the account to be able to deposit the check.
I was told the reason was 9/11, but further research stated it was a deterrent against check theft.
I have two checking accounts at two different banks, both in my name only. One of them will not allow me to deposit a check made out to my spouse and endorsed over to me. This is called a third party check, since I am the third party.
The other bank will allow it if the amount is not too large.
I imagine you are a lot more likely to encounter this restriction if the bank is a savings and loan than if it is a commercial bank. Regardless, your husband should have signed the check and endorsed it over to you by writing "pay to the order of and your name" if you want to deposit it in your account. But first you need to clarify with your bank if it will take a third party check.
Memsab you are mistaken.
Me and fellow employees await your phone inquiry 24/7.
By the way it is overcast here in Mumbai today.