Thanks! It would be interesting to hear what they have to say...
The well guy came out today and we have a verdict.
Firstly, whoever owned the house before us put the filter on the wrong side, between the pump and tank instead of between the tank and house. So I had them switch that around.
Secondly, that carbon filter or whatever was too much. I don't know how to word it right, but it takes too long for the water to filter through it. He removed the filter and said a filter isn't really neseccary unless you want to be anal about removing every little mineral from the water. He said I could put a paper filter in there if I wanted though (easier for water to flow through).
So the tank was waterlogged. He drained that.
It took the tank a long time to fill even after switching the filter to the other side. He suspects that the pump is getting old and that it will have to be replaced at some point. The pressure is no longer at 65, but more like 50-55 I think. The excess pressure was due to water not going through the filter fast enough.
Lastly, the tank is 82 gallons. He said that's fine for us (2 people) but that if we intend to add on to the house and sell it to a family that we will want to put a bigger tank in. He said it otherwise seemed to be in good working condition.
Hopefully our pump lasts us a while yet. He said the pump is one possibility but that it could be a leak in the pipe that goes down in the ground, or there's the off chance that the well is going dry. He suspects it's the pump getting old though.
I just wanted to let you know the verdict. Thank you all for your help. Maybe all of this info will help some other FReeper in the future.
Thanks again!