[ThePythonicCow]

You need to be very careful with these things.

Yeah, I know. I've played teaser rates for years on cards, to get low interest credit (back in the days when I had debt ;). I can read the fine print with the best of them. I have never seen zero interest, zero fees.

I have seen (still one on my desk now) zero interest, 3% fees, or 3% interest, zero fees, but not both zero.

I doubt such exists, or if it does exist, then they have found some other way to -ensure- that they get paid, not just hope you trip up and leak money to them.

[bornred]

Here are some recent 0% no fee offers:

http://www.fatwallet.com/forums/finance/843508

There is a whole subculture of people who use these things to borrow lots of money at 0%, then park it in a CD for a year and pocket the interest.