[djf]

I recently got a Gold Mastercard.

I figure it’s good to have in case of emergency, so I don’t keep it in my wallet and have made no purchases with it yet.

But I’m starting to wonder - is there ever a fee even if you don’t use the thing?
Just curious.

[MarkL]

I recently got a Gold Mastercard.....

But I’m starting to wonder - is there ever a fee even if you don’t use the thing?

Let me see if I've got this straight... You applied for, and accepted a credit card, which is in effect a contractual financial instrument, and you don't know what the terms are?

Just curious.

Are you serious?

If you are serious, you need to have a long talk with a responsible adult, and then go back and read all the information you have from both the initial solicitation AND the once they sent you the card. You do still have those, don't you? That's just in case they decide to try changing the rules on you.

Mark