Exactly.
Now, for someone who needs the cash in the short-term, maybe.
Okay - I’ll jump in for some advice. I’m thinking of of cashing in most of a mutual fund that is now at about the same price I put into it years ago. (Down almost 40% since last year though). I need some cash to pay my end-of-the year taxes so they can be used to bail out the fat-cat fund managers and illegals with their bad mortgages.
Do I take the “loss” on the fund (from its highs - but break even from when I bought it) - or do I tap into my home equity loan that is on standby at the bank (5% rate as I recall - I haven’t had to ever use it). It would only be for a month or two once some of my clients pay?