True of any store card.
Anyone who uses a credit card as more than a convenience is a fool. If you pay them off monthly when they come due they are a great convenience and you can get some nice perks.
This and everything else in your list is also true of every retail chain I am aware of (perhaps with the exception of the dues). (Sears, Kmart, Lowes)
One thing that Sam’s gives me that I find valuable is that they nearly always have the cheapest gas. That alone makes the membership worth it.
“Anyone who uses a credit card as more than a convenience is a fool. If you pay them off monthly when they come due they are a great convenience and you can get some nice perks.”
AMEN. We have NEVER paid interest on a credit card.
...worth it.
When we had three kiddoes in diapers at the same time, the money we saved on Sam’s Club diapers made up for the membership fees.
We used to get boxes of diapers the size of small hay bales. (Disposable. Someone who lives where diaper service is available can save the planet).
Once the kids were out of diapers, we stopped going to Sam’s.
It definitely served a purpose at the time.