[MediaMole]

You are ripping off your waitress, since the IRS withholding assumes 15% tips.

[dennisw]

You are ripping off your waitress, since the IRS withholding assumes 15% tips.......

My thinking is the non-tippers also ripoff those who do tip. We pick up the tab for their stinginess.
“Every debt must be paid by you or someone else”