He worked there 7 years and had the 401K for just over 5 years before he left. The money was initially with Principal. We have those statements that say he was 100% vested after the 5th year. Then the account was transferred to Great West. None of their statements indicate the vesting. Now it’s with AUL.
Twelve years ago my husband left a job he had only had for a few years just out of college. He had about $20,000 in a 401k and because the company seemed to have it invested in a good plan, he left it there. A few years back before everything went south in the market, he had about $30,000 there— it was his money, they couldn’t touch it, just of course they were no longer making contributions. At that point we rolled it over into a Roth IRA. As soon as it was put into your husband’s account, it should have been his money— did you get monthly or quarterly statements with the balance like we did? Was it invested in a plan that took a big loss? Oh for the days when my Dad was a foreman in a factory and had not only a pension but a 401k with 100 percent matching. He was being “phased into” the new 401k system from a purely pension system.