My daughter while flying home from Vermont to California had all her electronics from one bag stolen. Laptop, iPod, kids electronics, etc....everything. TSA or the airline would take absolutely no responsibility and their policies (fine print) even says so.
Luckily she had bought some od the electronics on my AMEX within the year. They asked that she file a police report and then sent me a check for most of it.
If she hadn’t purchased most of it with my AMEX she would have been sol.
I had to ask: was the bag “personal/hand carry’ OR “luggage’?