Dave forgets to tell people after 5 years of rice and beans to become debt free, you have another 5 years of rice and beans to gain any wealth. Can’t stand his silly laugh.
So what's the alternative! lol!
We've just concluded the 5 years of rice and beans to become debt free and we'll be spending 5 years gaining wealth. How is that a problem? In another 4.5 years we'll own a house clear and be setting ourselves up for retirement.
Had we continued the way we were... it would've be such a rosy picture.