I have a question :) Does auto insurance cover a person on a bicycle? I really don’t know and if it doesn’t, wouldn’t one have to have ones bicycle covered as well?
Dunno... With folks buying insurance for their goldfish these days anything is possible. Ironically it would be a “rider”....:o)
I drive a dodge dualie 4x4 with a ranch hand cattle / brush guard on the front. I’m insured if I were to accidentally hit human, horse, hereford or house.
Stay safe....