Posted on 10/04/2011 2:50:26 PM PDT by dynachrome
Do you think debt collectors should be given access to your cell phone number? Not sure. Doesn't this open up the whole issue of cell phone privacy? No. Cell phones are meant to be private, not for use by bill collectors and solicitors. Yes. A lot of people use their cells as a home phone, so what's the problem? Other (post a comment).
(Excerpt) Read more at foxnews.com ...
Not to mention those bill-owers.
FREEP THIS POLL ***PING!*** FRmail me if you want to be added or removed from the Fearless Poll-Freeping Freepers Ping list. And be sure to ping me to any polls that need Freepin', if I miss them. (looks like a medium volume list) (gordongekko909, founder of the pinglist, stays on the list until his ghost signs up for the list)
If bill collectors call you, it’s possible to stop it by telling them to submit their claims in writing. If they continue to harrass you, they may be picking up the tab through litigation.
I'm not now in a position where I would worry about dunning but I have been in the past.
I think I would just hang-up if they said the call was recorded. I wouldn't want a record kept that I had no access to and couldn't be assured wasn't altered.
Not sure. Doesn’t this open up the whole issue of cell phone privacy? 2.63% (1,554 votes)
No. Cell phones are meant to be private, not for use by bill collectors and solicitors. 79.55% (46,984 votes)
Yes. A lot of people use their cells as a home phone, so what’s the problem? 16.02% (9,462 votes)
Other (post a comment). 1.79% (1,060 votes)
Total Votes: 59,060
Me either, but I've been getting calls for five years from collectors about debts run up by someone I've never met who had my phone number before she skipped town. Generally, I would feel that if you run up the debt, you owe the money and reasonable collection practices are warranted. But, I'm not happy being collateral damage for the deadbeat I shall call "Nicole."
This is correct
“If bill collectors call you, it’s possible to stop it by telling them to submit their claims in writing. If they continue to harrass you, they may be picking up the tab through litigation.”
of course it requires action by the person owing the debt.
sorry, why why should someone who owes money to the point of it being tuend over to a debt collection agency think they shouldn’t have to address the situation?
Do the 79% who voted against letting debt collectors call cell phones think all debt should be forgiven?
pay up. or make arrangements with the company.99% of companies would rather work with a person than turn a debt over, they lose part of wgat is owed when they do that
it goes several months before it gets to a debt collection agency.
PAY your bills and no one will call.
Phone recording is governed by the states of the parties on the phone.
If either the caller or called is in CA,CT,DE,FL,MD,MA,NV,NH,PA,VT,WA,IL
then the recording party must notify all others.
http://www.aapsonline.org/judicial/telephone.htm
I’m not an attorney nor do I play one on FR.
I’ve had a phone number for over 5 years. Bill collectors still call
for the woman who apparently had the phone number before. If you tell one collection agency this fact they either ignore you and keep calling or sell it on to the next collection agency. They are thieves amongst each other. Now I just ignore them.
The current sphincter is violating multiple parts of Fair Debt Collection Practices Act.
The issue is that cell phone service providers charge for incoming calls as well as out going calls. If incoming calls were free and didn’t burn minutes I would say it was OK to call cell phones BUT since these calls are NOT free cells phones should be exempt from bill collectors, solicitors and other similar scum ... and for the record I have NO debt
In a word NO!!
Although I don’t have it on my cell phone, my new home phone has this feature that I can add numbers for it to block, so when those numbers call me, it rings once and then goes away “call blocked”.
If you pay your bills on time you won’t have debt collectors calling you so the question is moot...
“cell phone service providers charge for incoming calls”
I do a flat rate, so I don’t get extra charges like that.
True, but sometimes there are aggressive 3rd party agencies that cross the line. Unfortunately, I found that out about 20 years ago.
The people who are current on their payments end up paying a higher interest rate and/or new fees to make up for the deadbeats.
No question they can be and are relentless
plus they used to get away with threats and curses etc.I am glad laws changed some of the treatment
The other side of the coin is they aren’t calling because one is up to date with payments one promised to make.
How much better it would be if people talked to the originating company, to whom the debt is actually owed.
typically people ignore all letters and phone calls asking for payment until the company has no chice but to turn it over.
What should a company do when it is owed money and gets no response from the person?
this makes it harder for the rest of us too
No question they can be and are relentless
plus they used to get away with threats and curses etc.I am glad laws changed some of the treatment
The other side of the coin is they aren’t calling because one is up to date with payments one promised to make.
How much better it would be if people talked to the originating company, to whom the debt is actually owed.
typically people ignore all letters and phone calls asking for payment until the company has no chice but to turn it over.
What should a company do when it is owed money and gets no response from the person?
this makes it harder for the rest of us too
You, too, huh. Usually, we don't answer. We keep telling them we don't know the person and to quit calling. They'll stop for a few weeks and then it'll start back up again. Apparently, the dead beat made up a phone number which happened to be ours.
As long as they pay for the minutes, I suppose. Maybe.
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