This is why I won’t use the ATM checking deposit. I have heard of several errors. They are trying to cut down on tellers and business within the bank. Not going for it. I can understand why you won’t say, but I bet it’s BoA.
It’s not BoA. It’s actually a good bank with the best customer service that I’ve ever encountered. The people are friendly and helpful.
I’m just getting the feeling the nobody understands the horrible position that this girl has been put in.
She’s liable for this money.
A couple of years ago, a waiter stole our debit card number (as a credit card) and sold it. The number was sold within 24 hours and a tiny ‘test’ run was done. I did notice the charge, but it was only for a couple of dollars and I thought I was just having a ‘blonde’ moment and not remembering. I let it go.
Two months later, we got wiped out within hours. Everything. Our checking acct was tied to our savings, so as the checking acct was drained, the savings was drained as well.
The scam goes like this: You have someone who supplies you with numbers (person A). They bring the card information to person B. Person B does a tiny test run to make sure that the numbers are good, then lets it sit for awhile. People who need bills paid contact person B. Person B charges them about 50 cents on the dollar.
So if you have an electric bill that’s $300, you’ll pay person B $150. Person B uses the stolen card information and pays the bill over the phone.
I contacted the cops. I contacted the FBI. I called everyone I could think of and NOBODY CARED. We had all of the accounts that my card had been used to pay. The cops could’ve asked the companies for the information on the acct holders and possibly caught Person B that way.
The bank put all of our money back fast, so people acted like I was making a big deal out of nothing by wanting these people caught and sent to prison. “Why do you care? You got your money back’. You have a new account. We’ve got better things to do.”
So I know that these things happen. And every day that my this money sits in my daughter’s account, there is a risk that something will happen to it.
Add to that the fact that anything she does to protect the money (getting it out of her checking acct) would be seen as a suspicious act, and it’s really infuriating.
If this isn’t cleared up by Thursday, I’m write them a letter threatening legal action if they don’t remove the money from her acct. There are too many liabilities.
We should NOT be responsible for the bank leaving it’s valuables lying around.
When my son left his bike in the driveway and it got run over, we didn’t feel sorry for him in the slightest. We’d warned him and we told him that if the bike was that important to him, he would’ve put it away.
But the way the laws are written, if the bank’s ‘bike’ gets run over after they left it in my daughter’s driveway, she goes to jail and has to buy them a new bike.
BS!