You'd have NEVER seen a pawn shop or car title loan place in the heart of Chicago's financial district even 3-5 years ago. That alone is a HUGE indicator of how bad things are.
I live out in rural Will County, 35+ miles from Chicago. Same thing, car title loan places popping up out here like weeds. I think the economy is in far worse shape than most people suspect.
BTW: Average home price where I live is still north of $375,000, so what does it say when these places start popping up within a mile or two of where you live? Ain't good, that's for sure.