RE: They will have to accept the market price. What I reject is the premise that there’s anything wrong (or of concern) with that.
1) I concur that they’ll have to accept the market price. Which of course means a less comfortable retirement. Many boomers have depended on the value of their houses going up and selling them at a large profit for their retirement.
2) You will notice that I never said there’s anything wrong with that, I simply MADE AN OBSERVATION as to its ensuing effects.
THRIFT ( saving your money ) is a thing to be praised. However, behind this thrift is one underlying assumption -— The assets you depend on to rise in value, will grow BEYOND INFLATION. That has clearly NOT been the case the past 10 years unfortunately.
Hence, the sad situation many baby boomers find themselves in today.
Point noted.