Jokers like Caplan must be sterilized and then lobotomized!
Obviously Caplan is mocking the futility of basing insurance rates on personal choices. People make hundreds of choices daily that may affect their health. It is absurd to dictate legal behavior in individuals, & impossible to verify. If this is the price of health insurance, I'll pass. (Is it any wonder that the nanny Rats want to force us to buy health insurance?)
The dog thing gives it away. Dogs are “wonderful”? Yeah, I agree, but that's not a health argument. Dogs are just as bad as cats for allergies & diseases. Caplan knows 60M people will go ballistic over losing their cats.
He also knows it is cats today - alcohol, red meat, anything processed, dairy products, sugar, ... tomorrow. Before the nannies are through, only tofu & grass sprouts will be on our menus, & we will jog to the store to buy it. Again, just to have affordable insurance! A free market in health insurance would laugh this nonsense out of business?
Sarcasm. Look it up.