It depends on how old you are, how much you already have in a retirement fund, etc.
Do you want to reinvest the dividends or take the dividends as income to supplement your salary/wage?
Do you want to roll it into a 401(k) or Roth IRA (if you're old enough)?
Do you want to sell it all to buy a house, and pay the capital gains all at once, or set up an income stream annuity during retirement when you will pay the capital gains as they are withdrawn over time?
These are the questions to ask and answer.
-PJ
I have $300K in retirement funds and $40K in savings.
My home is paid off and is currently worth about $700K.
No debt.