Posted on 10/09/2012 8:51:16 AM PDT by Kaslin
much less Culvers or Chick Fil’A
both pricey but good
I spent 40 bucks feeding 6 at Culvers saturday
but if I had dome PF Chang takeout it woulda been 100
Krystal is still fairly cheap...Steamer Box on sale is around 40 cents a burger..
we buy them and freeze em
Reminds me of the guy I saw interviewed during the welfare reform push in the 1990s. He was going on and on about how his family was so broke, and how they needed the government handouts. He ended his sob story with, “We don’t even have enough money to buy a crib for our baby. She’s having to sleep in the box the new TV came in.”
Using a furnace or water heater room as a nursery is a tragedy waiting to happen. Carbon monoxide can build up undetected and the first indication would be a dead infant.
I hope you thank the Lord every day that nothing bad happened. There is nothing wrong with a baby sharing a room with Mom and Dad, so I hope anyone in a similar situation will not consider the example you gave.
Shop around via email. Have your final price before you go in. I've bought my last three cars that way - it was at least two years before any of my cars approached the Kelly Blue Book value - so much for a car losing its value when you drive it off the lot. Try to keep your payment under a 100 month. Pay the car off as soon as you can. It'll end up cheaper than paying for repairs or replacing a beater.
I think that is a-drawer-able.
When I was growing up me, my mom, brother, and 2 grandparents all lived in a one bedroom one bath house. When I was pregnant I lived in a one bedroom apartment that had a small dining area. It became the nursery and the top half of the hall linen closet was for baby storage.
Didn’t seem to harm any of us.
When I was growing up me, my mom, brother, and 2 grandparents all lived in a one bedroom one bath house. When I was pregnant I lived in a one bedroom apartment that had a small dining area. It became the nursery and the top half of the hall linen closet was for baby storage.
Didn’t seem to harm any of us.
I would say if you have children you should attempt to forego eating out. There is a time factor, the food possibly wasted, the gasoline to and from the eating establishment, the tip, and the lack of training preparing a meal for the youngsters. I think empty nesters can manage the money, make 2 meals out of a restaurant order, have some free time, lower tip, and no clean up. With kids at home, you can properly feed them and avoid the MOBAMA diet by preparing plenty and what you want them to have.
We can afford to eat out but I am frugal. We have a standing Wednesday night out but we look for deals. There is a Mexican restaurant down the street from us with Wednesday night 2 for 1. Costs us about $12 to eat in a restaurant. I get Chinese take out for $10. We have Subway sandwiches for $10. So all in all I’d say we spend about $50 a month to eat out once a week. Not bad. ;)
“had pretty good luck with Peter Lynch’s philosophy of picking the stocks I know.”
You state you had pretty good “luck” picking your own stocks, but I have a very high confidence that my investments will average 10-12% annually. I’m OK with that am happy that I don’t have to constantly be researching market conditions and company profiles. I don’t have much passion for that...
Regarding the purchase of a vehicle, Dave doesn’t espouse only buying complete pieces of garbage for an entire lifetime. He does espouse buying only what you can afford and paying cash for it. Once your net worth is $1M, then you can afford to take the initial depreciation so a new car is fine. Until you have that kind of net worth, you are better off not taking such depreciation hits.
Even cooking for one is much, much cheaper, and I have never understood throwing out leftovers, I strive to have leftovers.
My husband makes over $100k a year and I eat from a $1 menu maybe once a month if I’m running errands and starving. Having lived in a 4th world country, having gone through a bankruptcy, eating out is generally a huge waste of money over time that many don’t realize. There are smart ways to do it though and have a nice evening. Restaurant.com has coupons. I live in Las Vegas so I’ve bought 3 coupons in the last 2 years because we have so many restaurants here. They were saved for special occasions. I also always check the fliers in the mail for coupons. I don’t care about eating out much, but it’s a treat for my daughter. It’s also exciting to her when we get a good coupon. We sometimes get the Domino’s early in the week pizza deals. Their pizzas are very tasty and the price is outstanding. Me being a stay-at-home mom has always been a priority though, and I can cook. My daughter prefers my burgers to anything she can get out. I truly dread through when she asks for artichoke chicken pizza because thats hours of work!
That is worth repeating.
Aww, that’s sweet. :-)
They wonder why Americans don’t save more, but what we do save will be eaten up by inflation. I’m tired of being told I have to live in a tiny house, use nothing, spend nothing, and have no fun. Socialism stinks.
About the only entertainment we have is cable TV (for sports and my husband’s documentary addiction) and eating out (usually on the cheap with coupons, etc.). We never take vacations. What else are we expected to give up?
As I enjoy Charles Shaw wines that sometimes adds only $2 (plus tax) to the cost of the food.
You should google “cooking for 2 recipes” and you will find numerous recipe sites. I am sure also that a search of Amazon.com will provide a list of cook books. You can also reheat leftovers in the microwave or freeze them for a later meal. No need to throw away leftovers.
I don’t know anything about what Ramsey says about car purchases - but I have to tell you about my most recent one. (I think you’ll be proud of me)
My ‘99 Escort was finally starting to nickel and dime us, so we put it online and a guy bought it from us for the $500 my husband wanted - he just wanted the engine - which was not the problem with it - stupid computers were the problem.
So we just took that and put it aside and my husband kept adding money from his expense checks to it and I tossed in what I got when I turned in my can stash. Anyway - I was getting sick of driving the pickup and so we started looking on line. We came home from an afternoon at the American Legion and he checked the local craig’s list. A local guy had a ‘99 Mercury Sable listed for $1,000. Husband emails him and first question of course is - what’s wrong with it?
Long story short - there wasn’t a thing wrong with it, they just wanted it out of the driveway because they had other vehicles and it had just been sitting. he had every bit of paperwork and shop receipt from the day it had come off the showroom floor - along with a printout of the blue book value which is $3,250.
There was $900 in the jar - so the car cost all of $100 out of the household budget - and considering how well stocked my freezer and pantry is - it was not missed!
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