Credit repair companies are like unions.
They represent themselves .
Don’t ignore calls. Pay anything you can afford. No company is going to go broke if you string the payment along , especially large companies and doctors offices.
I have a $3000 doctor bill I’m paying $30 a month. It’s gonna take a while.
Have many other doctor bills paying monthly also.
It’s not revenge for the high bill. Just paying what I can budget.
Most companies are sympathetic to some extent as long as your making effort to pay your debt.
You can also loan your daughter money and only charge interest you lost.
Or no interest knowing you will get paid back sometime. Even deduct for Errons she helps family with.
Every time you make a payment the 7yr clock starts over.
I do appreciate the fact that your paying your debt. It took me 6 years to pay off old debt from the mid 90’s but I did and felt much better about it.
My credit score went from 630 to 770 after steady progress. I plan to keep it there.
To VastRWCon,I believe this was directed to you from Morris70:
Credit repair companies are like unions.
They represent themselves .
Don’t ignore calls. Pay anything you can afford. No company is going to go broke if you string the payment along , especially large companies and doctors offices.
I have a $3000 doctor bill I’m paying $30 a month. It’s gonna take a while.
Have many other doctor bills paying monthly also.
It’s not revenge for the high bill. Just paying what I can budget.
Most companies are sympathetic to some extent as long as your making effort to pay your debt.
You can also loan your daughter money and only charge interest you lost.
Or no interest knowing you will get paid back sometime. Even deduct for Errons she helps family with.