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To: Marie
Wow, your story sounds a lot like mine, except I'm single so it was on a somewhat smaller scale. I had $33,000 in credit/car loans and a massive student loan. Well, I still have the massive student loan, but after 3 years I finally got rid of all the other, and now I can pay well over the minimum payments on it.

I did the same thing as you, too. Started stripping down and organizing my home and belongings, stopped going out, stopped buying cute little things at Goodwill (it's just a few blocks from me so it's like an alcoholic living next to a liquor store.) I let the car go and I've walked or ridden the bus for 3 and a half years now.

I finally have a savings account, and my first goal is to save up the proverbial six-months-salary's worth. Then maybe... MAYBE... I'll buy a car. It's actually not urgent, my job is a 35-minute bus ride from my house and I can walk everywhere else. Laundry's the only real hassle.

And I don't know about you, but not only am I so relieved not to sit down and spread out 9 or 10 bills every payday on the kitchen table and wonder how the heck I'm going to survive the month, I also notice that my home is so stripped to essentials -- comfortable but simple-- it practically cleans itself. Seriously, my home is never messy anymore. And I have four cats. It's amazing the difference it makes when you finally get your life under control.

14 posted on 11/21/2012 6:43:54 AM PST by A_perfect_lady (Great nations are born stoic and die epicurean. -Will Durant)
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To: A_perfect_lady

Yes! Cleaning is a DREAM now!

We also let all the animals go. (Put down the sick kitty and let my daughter take the other cat and the old dog.) NO MORE HAIR. I can wear solid, dark slacks! :-D

I also love how easy it is to FIND things. It’s so much less stress.


15 posted on 11/21/2012 7:23:23 AM PST by Marie ("The last time Democrats gloated this hard after a health care victory, they lost 60 House seats.")
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