I guess the ones I know are different.
Most of the time, the middle or lower income workers are the ones getting screwed. He explained this to one of his secretaries, went over her budget for her, and she quit her job. Now that she stays home, she has almost twice as much expendable cash and gets to raise her own children.
To this day, whenever she comes across my husband picking up milk at the store, she tanks him over and over again.
Higher income workers may not save as much because they're taxed into oblivion anyway.