[Buffalo Head]

"I couldn't be mistaken but $1,200 a month from Soc. Sec. is pretty good. I think that's the maximum."

But you are very much mistaken. There are a number of variables such as your income in your highest several years (can't remember the number), the age at which you begin withdrawing, etc.

Mine is over $1,700/month and I retired at age 62.

[jmacusa]

Whoa! At the risk of intrusion how did you manage that?