No fraud involved. No one should be dishonest. But wherever possible, they should exploit the system.
Particularly conservative college students with low incomes.
They might indeed be qualified, but if they have an obamaloan, that is an axe over their head-my own cub did not realize the “free” laptop, ipad, phone with bells and whistles and house payment money, per diem, etc was fed money. Now it is payback time, and she is jobless with a loan bill upwards of 40K due NOW...