I still don’t see how he is at fault here. Maybe there was no one to handle his affairs. Maybe he thought there was nothing to handle since he paid for the insurance and the Nevada Health Link told him he was covered. Remember, he had a contract. He paid for coverage. He was told he had coverage. He’s the one who has a problem, and he isn’t the one who dropped the ball.
I don’t think it is unreasonable for an ordinary person to rely on a contract s/he did not breach.
Here is an article about Nevada’s health exchange glitch re receiving insurance cards: http://www.rgj.com/article/20140124/NEWS/301240017/Nevada-health-exchange-glitch-delays-insurance-cards?nclick_check=1
Well, let me clue you into something that I’ve told everyone else that I know ... for over half a century now. You never depend on another entity, business, doctor, person or government to make sure your affairs are being handled right. No matter who it is ... you check and double-check (and depending on how important it is) ... and you verify for yourself that all aspects are as they should be.
No one else will look out for your own interests.
That’s why this guy needs someone more responsible to handle his important affairs for him. He obviously doesn’t know how to do it himself.