Here in Memphis, if you go to Cheddars, Red Lobster or Olive Garden, you will most definitely be the minority. I don’t understand how “they” can afford to eat at those places all the time and are driving much nicer vehicles than I am. I just don’t get it.
Have you considered where they live compared to you? Are you paying mortgage on a home---or own one? How about them? My guess is that you and they have different values and that could be the explanation. It's not just in Memphis.
Let me know what you think.