What is NOT being cut are exec salaries and donos to DemocRAT politicians.
Go ahead, keep blaming the insurance companies for what our congress did.
If you think this is bad wait till we're all enrolled in a government run (think VA hospitals) health care plan.
ACA brought in the 80-20 rule. It requires the ins company to spend 80% of it revenue on health care and 20%max on salaries and advertising.
That went into effect in 2011. I can't say how that affected salaries at my Medicare Advantage insurance company, but it eliminated most of the junk advertising mail that they sent out to me.