[88keys]

I thought CFPB was not even a Congressionally sanctioned and approved agency??!! Maybe I misremember, but it seems to me it's a totally executive-branch-created entity, with no actual authority to enforce anything...

[SES1066]

I thought CFPB was not even a Congressionally sanctioned and approved agency??!!

Additionally, it is not even funded by Congressional Allocations so the legislature does not even have the "power of the purse!" My opinion is that it is completely un-Constitutional, but that Constitutional Law Professor living on Pennsylvania Ave. disagrees.