Believe it or not, they make too little for the Chip program in Pa.
I guess I see how that makes sense, those are “gap” programs for people who make too much for medicaid.
I honestly don’t think you can get “trapped” in medicaid. The baby needs to get the shots, etc. And believe me, if heaven forefend something bad happened to your son or d-i-l in their current financial situation they would be immediately enrolled in medicare.
I was just on unemployment for a year, I did not feel guilty about it, I paid good money into that system for almost 40 years.